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About bonds

Bonds are designed to hold your money and to grow it at a particular rate of interest while you don’t need access to it. By putting away your money for a fixed 1 year or 2 year term, you usually gain a greater rate of interest than when you have more access to your funds.

Fixed rate bonds mean that you have the security of knowing exactly how much you will earn, whilst variable rate bonds mean that you may earn more or less, depending on the Bank of England base rate.

The Personal Savings Allowance means that, unlike in the past, most people won’t pay any tax on the interest they earn from their savings bond, depending on how much interest you earn and your income tax bracket.

Make Someone's Christmas

This year we're partnering with KMFM to make someone’s Christmas that extra bit special. We’re giving the people of Kent the chance to nominate someone they feel needs a bit of a lift this Christmas.

Find out more
Make Someone's Christmas