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As a mutual society we place a lot of emphasis on providing first class all-round service to our members. However, we realise that things do occasionally go wrong, and where there has been a mistake or misunderstanding, we will put things right as quickly as possible.

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Our complaints procedure explains how we deal with any complaint we receive with a view to ensuring that it is handled efficiently, promptly and resolved at the earliest opportunity.



If you are dissatisfied with any aspect of the service we provide to you, your first step should be to contact a member of staff at the branch/agency or Head Office department, where all the details should be to hand, and give them the chance to put it right immediately.

If the member of staff feels that they are unable to deal with the issue or if you specifically want contact with a senior member of staff, you will immediately be referred to our Head of Compliance or one of our other executives at our Head Office.

We aim to resolve all complaints by the close of business the following day. Where this is not possible we would acknowledge receipt of your complaint within five working days, explaining the reason for the delay and telling you who will be reviewing your complaint.
Within 4 weeks of receiving your complaint we would provide you with either a full response, or a holding response explaining why the Society is not yet in a position to resolve the complaint and indicating when further contact will be made.

We will keep you updated throughout the whole process and if we cannot agree a solution, a final response explaining our position will normally be issued within 8 weeks.
If after our final response you are still not satisfied, you can take your complaint to the Financial Ombudsman Service (FOS). Our final response letter should inform you of your right to do so.

The Financial Ombudsman Service has been set up by law to provide consumers with a free independent service for resolving disputes with financial organisations.

The Financial Ombudsman Service would only however deal with your case after you have given the Society the opportunity to rectify things. Under the FOS guidelines, Kent Reliance has up to eight weeks to deal with your complaint; and if you are still not satisfied you must take your complaint to the FOS no later than six months from the date of our final response letter to you.
We will keep a record of your complaint for 3 years after the date it is received.


If you have a complaint, you can contact our branch, agencies, or our Head Office either by telephone, in writing, or in person at a branch. You can also contact us by e-mail, but please note that e-mails are not 100% secure and should not be used to send confidential information.

Our address is: Kent Reliance Building Society, Reliance House, Sun Pier, Chatham, Kent ME4 4ET or you can telephone our Head Office on 01634 848944 or e-mail on mail@krbs.com

The Financial Ombudsman Service

South Quay Plaza
183 Marsh Wall
London E14 9SR
Telephone: 08450801800

 

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