For home insurance we have arranged a £25 discount from the insurer's standard rates (not applicable to shared ownership/shared equity)


Customers shall be offered a Home Insurance quotation at least £25 lower than their current insurer's invited renewal premium, for cover on equivalent basis. This offer is not available to existing Equity Red Star policyholders. The underwriters reserve the right to refuse cover.

Terms and Conditions are as follows:

  Previous claims not to exceed £1,500 total within last 3 years;

  Must have previous insurance (except first time buyers);

  No previous Liability claims;

  No previous flood, subsidence or theft claims;

  Standard occupancy and property construction

  Cover not available in certain areas, including Northern Ireland.

Other insurance you should consider

Whilst buildings insurance is compulsory under the terms of the mortgage, you are also strongly advised to consider the other types of insurance available to offer you protection according to your needs:

Contents insurance- covers the contents of your home, like your furniture, equipment, clothing and personal belongings, and is available at competitive rates through our arrangements with Equity Insurance Brokers Limited.

Mortgage Payment Protection insurance- is designed to cover the costs of your mortgage payments if you are unable to pay due to illness, accident or involuntary redundancy. Kent Reliance can offer this type of insurance through GE Insurance. On some of our mortgage products it is offered free for the first six months.

Life assurance - is designed to pay off your mortgage in full if you die unexpectedly, so the property can pass to your estate without the burden of a loan to be repaid.

Financial Services Authority- Kent Reliance is authorised and regulated by the Financial Services Authority for general insurance and regulated mortgages. Our FSA register number is 206038, for more information click here.