Kent Reliance Building Society

Direct savings accounts and any available Direct fixed rate products can only be opened and operated by post through our Head Office.

You can hold an account as an individual, or with up to three other people (except ISA's and our children's account which can only be held in one name). If you have an account in joint names, you can decide whether withdrawals can be made with any or all signatures.

The person named first on a joint account is entitled to vote at our general meetings and any statements and other correspondence will be addressed to them.

Children can also hold and operate an account in their own name as long as they are old enough to sign.

To apply

Account opening cheques must be drawn on a bank account in your name(s) or from another financial institution.

For children’s accounts, account opening cheques must be drawn on an account in the name of an operator of the account.

By post - Simply post your application form and cheque, made payable to one or more account holders to: Kent Reliance Building Society, PO Box 174, Chatham, Kent ME4 4WG. Please write the first-named account holder’s name and address on the reverse of the cheque.

In person - Alternatively, complete an application form and take it, together with your initial deposit to any of our branch or agencies (not applicable for statement based accounts). Cheques should be made payable to one or more account holders, with the first-named account holder’s address written on the reverse.

14 days to change your mind

After opening the account, you will have 14 days to reconsider your decision. You can withdraw your deposit up to the end of the consideration period without loss of interest. If the deposit is a transfer from an existing account with the Society, the original account terms would be reinstated. If you’ve paid any cheques into your account, we can’t return these funds until the cheque(s) have cleared – normally after six clear working days.

To exercise your right to cancel, simply notify us in writing at Kent Reliance Building Society, Reliance House, Sun Pier, Chatham, Kent ME4 4ET or call
08451 22 00 22*.

Membership

If you are an individual, when you invest in a share account with Kent Reliance Building Society you become a member of the Society. The Society's Rules contain the terms which govern the relationship between the Society and you as a member of the Society and your rights and obligations as a member. A copy of the Rules is available through our branch and agency network or from our Head Office. An investor with a deposit account is not a member of the Society.

To open a children's account

Children up to the age of seven will need a parent/guardian/representative to open and operate the account on their behalf until they reach their seventh birthday.

They can only hold an account as an individual, although there can be up to two parents/guardians/representatives operating the account.

*For customer service and training purposes calls to Kent Reliance may be monitored and/or recorded.