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               Investment accounts

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      Direct accounts

 
Direct Regular savings account
Current
01.03.08
01.01.08
01.06.07
01.02.07
23.01.07
Launched 23 January 2007
AER Gross
%
Net
 %
AER Gross
%
Net
 %
AER Gross
%
Net
 %
AER Gross
%
Net
 %
AER Gross
%
Net
%
£1 and over
4.50
3.60
4.75
3.80
4.90
3.92
4.75
3.80
4.50
3.60


 
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      Intergenerational accounts

 
Direct 60+ Account
Current
22.05.08
01.03.08
01.01.08
01.08.07
01.06.07
02.04.07
Launched 2 April 2007
Gross
%
Net
 %
AER
 %
Gross
%
Net
 %
AER
 %
Gross
%
Net
 %
AER
 %
Gross
%
Net
 %
AER
 %
Gross
%
Net
 %
AER
 %
AER Gross
%
Net
 %
AER
 %
£1 and over
5.65
4.52
5.65
5.40
4.32
5.40
5.65
4.52
5.65
5.80
4.64
5.80
5.65
4.52
5.65
5.50
4.40
5.50
Rate for monthly interest
5.51
4.40
5.65
5.27
4.22
5.40
5.51
4.41
5.65
5.65
4.52
5.80
5.51
4.41
5.65
5.37
4.30
5.50

 
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      Tax free savings accounts

 
Tax free accounts Current
01.03.08		 01.01.08 01.08.07 01.06.07 01.02.07 01.12.06 01.09.06 01.09.05 13.06.05 01.09.04 07.07.04 01.06.04
  AER
Gross
 % 		AER
Gross
 % 		AER
Gross
 % 		AER
Gross
 % 		AER
Gross
% 		AER
Gross
% 		AER
Gross
% 		AER
Gross
% 		AER
Gross
%		 AER
Gross
%		 AER
Gross
%		 AER
Gross
%
Direct variable rate
cash ISA (can also include transfers in of cash ISAs from other providers)		 5.76 6.05 6.21 5.96 5.71 5.46 5.21 4.96 - - - -
Direct variable rate TESSA only ISA - Launched 24 September 2007*
From 6 April 2008, known as Direct variable rate cash ISA refer to above for current rate.		 5.76 6.05 6.21* - - - - - - - - -
Variable rate cash ISA
- with passbook		 5.21 5.46 5.66 5.51 5.31 5.16 5.01 4.86 5.11 5.11 4.86 4.61
Fixed rate mini cash ISA
to 28.09.07 withdrawn 01.09.06
 - - - - - - - 4.75 - - - -
Variable rate TESSA only
ISA withdrawn 01.12.06
 - - - - - 5.16 5.01 4.86 5.11 5.11 4.86 4.61
Fixed rate mini cash ISA to 31.05.07
withdrawn 15.05.06		 - - - - - - - - 4.75 - - -

 
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      Savings accounts

 
The Wishmakers
Current
01.03.08
01.01.08
01.08.07
01.06.07
01.02.07
01.09.06
01.09.05
13.06.05
25.01.05
 
AER
Gross
 %
Net
 %
AER
Gross
 %
Net
 %
AER
Gross
 %
Net
 %
AER
Gross
 %
Net
 %
AER
Gross
 %
Net
 %
AER
Gross
%
Net
%
AER
Gross
%
Net
%
AER
Gross
%
Net
%
AER
Gross
%
Net
%
£1 and over
4.60
3.68
4.85
3.88
5.00
4.00
4.85
3.88
4.60
3.68
4.50
3.60
4.50
3.60
4.50
3.60
4.50
3.60


 
Easy Access Account
Current
01.03.08
01.06.07
01.02.07
New tiered structure
with effect from 01.02.07
AER
Gross
 %
Net
 %
AER
Gross
 %
Net
 %
AER
Gross
 %
Net
 %
£50,000 and over
2.95
2.36
3.20
2.56
3.10
2.48
£25,000 - £49,999
2.25
1.80
2.50
2.00
2.40
1.92
£10,000 - £24,999
1.75
1.40
2.00
1.60
1.90
1.52
Under £10,000
1.25
1.00
1.50
1.20
1.40
1.12


 
Easy access account
01.12.06
01.09.06
01.09.05
13.06.05
01.09.04
07.07.04
01.06.04
 
AER
Gross
%
Net
%
AER
Gross
%
Net
%
AER
Gross
%
Net
%
AER
Gross
%
Net
%
AER
Gross
%
Net
%
AER
Gross
%
Net
%
AER
Gross
%
Net
%
£50,000 and over
3.00
2.40
2.80
2.44
2.80
2.24
3.05
2.44
3.05
2.44
2.90
2.32
2.80
2.24
£25,000 - £49,999
2.25
1.80
2.00
1.60
2.00
1.60
2.15
1.72
2.15
1.72
2.00
1.60
1.90
1.52
£10,000 - £24,999
1.75
1.40
1.55
1.24
1.55
1.24
1.80
1.44
1.80
1.44
1.55
1.24
1.45
1.16
£2,500 - £9,999
1.25
1.00
1.10
0.88
1.10
0.88
1.35
1.08
1.35
1.08
1.15
0.92
1.05
0.84
Under £2,500
1.25
1.00
1.00
0.80
1.00
0.80
1.15
0.92
1.15
0.92
0.90
0.72
0.80
0.64


 
Regular savings account
Current
01.03.08
01.01.08
01.06.07
01.02.07
01.09.06
24.01.06
Launched 24 January 2006
AER Gross
%
Net
 %
AER Gross
%
Net
 %
AER Gross
%
Net
 %
AER Gross
%
Net
 %
AER Gross
%
Net
%
AER Gross
%
Net
%
£1 and over
4.35
3.48
4.60
3.68
4.75
3.80
4.60
3.68
4.50
3.60
4.50
3.60


 
90 day notice
Current
01.03.08
1.06.07
01 .02.07
01 .12.06
01 .09.06
01 .09.05
13.06.05
01.09.04
 
Gross
 %
Net
 %
AER
%
Gross
 %
Net
%
AER
%
Gross
%
Net
%
AER
%
Gross
%
Net
%
AER
%
Gross
%
Net
%
AER
%
Gross
%
Net
%
AER
%
Gross
%
Net
%
AER
%
Gross
%
Net
%
AER
%
£25,000 and over
3.95
3.16
3.95
4.20
3.36
4.20
4.10
3.28
4.10
4.00
3.20
4.00
3.75
3.00
3.75
3.75
3.00
3.75
4.00
3.20
4.00
4.00
3.20
4.00
£10,000 - £24,999
3.00
2.40
3.00
3.25
2.60
3.25
3.15
2.52
3.15
3.00
2.40
3.00
2.75
2.20
2.75
2.75
2.20
2.75
3.00
2.40
3.00
3.00
2.40
3.00
Under £10,000
2.00
1.60
2.00
2.25
1.80
2.25
2.15