Click here
to view the previous interest rates (includes accounts
no
longer available)
 |
Direct accounts |
| £100
and over |
Tax
free rate % p.a./AER
|
| Annual interest |
3.75 |
| £100
and over |
Tax
free rate % p.a./AER
|
| Annual interest |
3.50 |
|
Minimum age 16, maximum age 24. |
| £100
and over |
Tax
free rate % p.a./AER
|
| Annual interest |
3.00 |
| £100
and over |
Tax
free rate % p.a./AER
|
| Annual interest |
2.60 |
| £1
and over |
Tax
free rate % p.a./AER
|
| Annual interest |
1.32 |
|
Minimum age 16., maximum age 24. |
| £1
and over |
Tax
free rate % p.a./AER
|
| Annual interest |
1.02 |
|
|
Minimum age 16. |
| Minimum deposit and balance £30,000 |
Tax free
rate % p.a. |
AER
% p.a. |
| Annual interest |
1.47 |
1.47 |
| Monthly interest |
1.46 |
1.47 |
| £1
and over |
Gross rate
% p.a. |
Net
rate
% p.a. |
AER
% p.a. |
| Annual interest |
1.47 |
1.18 |
1.47 |
| Monthly
interest |
1.46 |
1.17 |
1.47 |
|
Minimum age 65 (if the account is in joint names, one applicant must be aged 65 or over). |
| £1
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
AER
% p.a. |
| Annual interest |
1.05 |
0.84 |
1.05 |
| Monthly
interest |
1.04 |
0.83 |
1.05 |
|
Minimum age 60 (if the account is in joint names, one applicant must be aged 60 or over). |
 |
Passbook savings accounts
|
| £1
and over |
Tax
free rate % p.a./AER
|
| Annual interest |
0.82 |
|
Minimum age 16, maximum age 24.
|
| £1
and over |
Tax
free rate % p.a./AER |
| Annual interest |
0.51 |
|
Minimum age 16.
The above accounts can only be opened and operated through our branch and agency network. |
| £1
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
| Annual interest |
0.10 |
0.08 |
|
Click here
for important information regarding the Fixed rate easy access account. |
| £1
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
| Annual interest |
0.25 |
0.20 |
|
Available
for children up to 16 years
of age.
The above
accounts can be opened and operated
through our
branch and agency network
or Head Office. |
|
| £100
and over |
Gross rate
% p.a. |
Net
rate
% p.a. |
AER
% p.a. |
| Annual interest |
2.55 |
2.04 |
2.55 |
Monthly
interest
(minimum deposit £10,000) |
2.52 |
2.02 |
2.55 |
| £100
and over |
Gross rate
% p.a. |
Net
rate
% p.a. |
AER
% p.a. |
| Annual interest |
3.30 |
2.64 |
3.30 |
Monthly
interest
(minimum deposit £10,000) |
3.25 |
2.60 |
3.30 |
| £100
and over |
Gross rate
% p.a. |
Net
rate
% p.a. |
AER
% p.a. |
| Annual interest |
3.55 |
2.84 |
3.55 |
Monthly
interest
(minimum deposit £10,000) |
3.49 |
2.79 |
3.55 |
|
No age restrictions.
The above savings accounts can only be opened and operated through our branch and agency network. |
| |
|
|
 |
Affinity savings accounts
|
| £1
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
| Annual interest |
0.10 |
0.08 |
|
No age restrictions.
The above account can only be operated through our branch and agency network.
|
| £1
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
| Annual interest |
0.10 |
0.08 |
|
No age restrictions.
This account can be operated through our branch and agency network or Head Office.
|
| £10
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
| Annual interest |
0.10 |
0.08 |
|
No age restrictions.
The above accounts can only be operated through our branch and agency network.
|
 |
Investment bonds |
| £100
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
AER
% p.a. |
| Annual interest |
2.55 |
2.04 |
2.55 |
Monthly
interest
(minimum investment £10,000) |
2.52 |
2.02 |
2.55 |
| £100
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
AER
% p.a. |
| Annual interest |
3.30 |
2.64 |
3.30 |
Monthly
interest
(minimum investment £10,000) |
3.25 |
2.60 |
3.30 |
| £100
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
AER
% p.a. |
| Annual interest |
3.55 |
2.84 |
3.55 |
Monthly
interest
(minimum investment £10,000) |
3.49 |
2.79 |
3.55 |
| £500
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
| Annual and monthly interest |
1.00 |
0.80 |
|
No age restrictions.
The above investment bonds can only be opened and operated by post through Head Office. |
 |
Affinity investment bond |
| £100
and over |
Gross rate
% p.a./AER |
Net
rate
% p.a. |
AER
% p.a. |
| Annual interest |
2.55 |
2.04 |
2.55 |
Monthly
interest
(minimum investment £10,000) |
2.52 |
2.02 |
2.55 |
|
No Age Restrictions.
The above affinity investment bond can only be opened and operated by post through Head Office.
|
|