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Direct accounts
Inter-generational accounts
Tax free savings accounts
Savings accounts
Affinity accounts
Investment accounts

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Direct accounts

Direct Regular Savings Account (easy access)
This Account Can Only Be Opened And Operated By Post Through Head Office
Rates Effective From 1 March 2008

 
Gross rate
% p.a./AER
Net rate
% p.a.
£1 and over
4.50
3.60


Inter-generational accounts

Direct 60+ Account (easy access)
This Account Can Only Be Opened And Operated By Post Through Head Office
Rates Effective From 22 May 2008

Launched 02 April 2007
Gross rate
% p.a./AER
Net %
AER
£1 and over
5.65
4.52
5.65
Rate of Monthly interest
5.51
4.40
5.65


Direct 65+ Variable Rate Cash ISA (Easy Access)
Rate Effective From 1 August 2008
Can Also Include Transfer In Of Cash ISA(s) From Other Provider(s)
(Minimum Deposit And Balance £30,000)

 
Tax free
rate % p.a
AER
%
Top-up your ISA each year up to £3,600 thereafter
6.31
6.31
Rate of monthly interest
6.13
6.31


Direct 65+ easy access account
Rate Effective From 1 August 2008

 
Gross rate
% p.a.
Net rate
% p.a.
AER
% p.a.
£1 and over
6.45
5.16
6.45
Rate of monthly interest
6.27
5.02
6.45


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Tax free savings accounts

Direct Variable Rate Cash ISA - Under 25s - Can Also Include Transfer In Of Cash ISA(s) From Other Provider(s) (Easy Access)
This Account Can Only be Opened And Operated By Post Through Head Office.
Rate Effective From 29 September 2008

 
Tax free rate % p.a./AER
£1 and over
6.26


Direct Variable Rate Cash ISA - Can Also Include Transfer In Of Cash ISA(s) From Other Provider(s) (Easy Access)
This Account Can Only Be Opened And Operated By Post Through Head Office.
Rate Effective From 1 March 2008

 
Tax free rate % p.a./AER
£1 and over
5.76


Variable rate Cash ISA - Under 25s - Passbook-Based Account
Can Also Include Transfer In Of Cash ISA(s) From Other Provider(s)
(Easy Access)
This Account Can Only Be Opened and Operated Through Our Branch And Agency Network.
Rate Effective From 29 September 2008

 
Tax free rate % p.a./AER
£1 and over
5.76


variable Rate Cash ISA - Passbook-Based Account (easy access)
This Account Can Only Be Opened and Operated Through Our Branch And Agency Network.
Rate effective from 1 March 2008

 
Tax free rate % p.a./AER
£1 and over
5.21


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Savings accounts

easy access account
rates effective from 1 March 2008

 
Gross rate
% p.a./AER
Net rate
% p.a.
£50,000 and over
2.95
2.36
£25,000 - £49,999
2.25
1.80
£10,000 - £24,999
1.75
1.40
Under £10,000
1.25
1.00


regular savings account (easy access)
this account can only be opened and operated through our branch and agency network
rate effective from 1 March 2008

 
Gross rate
% p.a./AER
Net rate
% p.a.
£1 and over
4.35
3.48


90 day notice account
rates effective from 1 March 2008

 
Gross rate
% p.a.
Net rate
% p.a.
AER %
£25,000 and over
3.95
3.16
3.95
£10,000 - £24,999
3.00
2.40
3.00
Under £10,000
2.00
1.60
2.00
Rate of Monthly interest
2.00
1.60
2.02

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Affinity accounts

GFC savings account (easy access)
rate effective from 1 March 2008

 
Gross rate
% p.a./AER
Net rate
% p.a.
£10 and over
2.75
2.20


kent spitfires account (easy access)
rate effective from 1 March 2008

 
Gross rate
% p.a./AER
Net rate
% p.a.
£1 and over
2.75
2.20


sportsaver account (easy access)
rate effective from 1 March 2008

 
Gross rate
% p.a./AER
Net rate
% p.a.
£1 and over
1.25
1.00


children's account - The Wishmakers (easy access)
rate effective from 1 March 2008

 
Gross rate
% p.a./AER
Net rate
% p.a.
£1 and over
4.60
3.68


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Investment accounts

direct tracker rollover bond
this account can only be opened and operated by post through head office
rate effective from 1 May 2008

 
Gross rate
% p.a./AER
Net rate
% p.a.
£500 and over
5.50
4.40


direct one year fixed rate bond-issue Nine
this account can only be opened and operated by post through head office
rates effective from 25 March 2008

 
Gross rate
% p.a.
Net rate
% p.a.
AER
%
£100 and over
6.00
4.80
6.00
Rate of monthly interest
5.85
4.68
6.00


direct two year fixed rate bond- issue Six
this account can only be opened and operated by post through head office
rates effective from 25 March 2008

 
Gross rate
% p.a.
Net rate
% p.a.
AER
%
£100 and over
6.00
4.80
6.00
Rate of monthly interest
5.85
4.68
6.00


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