Inter-generational accounts

These are 'family friendly' easy access accounts.

At the time of death, these accounts can be passed on to a
beneficiary (ies) of any age, who will benefit from the higher interest rates.
However, no further deposits can be made.

Savings accounts

Easy access, regular savings and notice accounts - a choice of straightforward accounts to make your savings grow.

All our savings accounts offer convenience, security, and a good rate of return.

They can be opened and operated through any of our branch and any of our agencies, or by post to our Head Office.

And they are all backed by our 14 day peace of mind promise.

Investment bonds

For investing lump sums that you won't want to touch.

Our investment accounts offer security and a good rate of return.

And these are backed by our 14 day peace of mind promise.

Tax free accounts

Make the most of HM Revenue and Customs savings allowances with a tax free ISA. Individual Savings Accounts (ISAs) allow you to save without paying tax on the income you earn or any capital growth.

There are two types of ISA

Cash ISA

Stocks and shares ISA

The overall tax free savings allowance per annum is £7,200 - this can be spread across the two types of ISA.

£3,600 can be invested in a cash ISA with the remainder invested in a stocks and shares ISA. These two ISAs can be with different providers in the same tax year.

You may decide just to invest the whole amount in a stocks and shares ISA, however this type of ISA is not offered through Kent Reliance.

ISAs cannot be held in joint names or on behalf of anyone other than yourself, and are available to UK residents over the age of 16.

The favourable tax treatment of ISAs is based on current tax legislation, but this might change in the future.

Kent Reliance offers the following ISAs:

	Direct variable rate cash ISA (this can include transfers in of cash ISAs from other providers).
	Direct 65+ variable rate cash ISA (inter-generational) transfer-in of cash ISAs from other provider(s) - minimum deposit £30,000. These accounts can only be opened and operated by post through our Head Office, we do not offer a counter facility at Head Office.
	Variable rate cash ISA - this is a passbook based account and can only be opened and operated through our branch and agency network.