Kent Reliance Building Society - Fixed Rate Mortgages, Self Build, Shared Ownership Mortgages from UK.

Buildings Insurance for your home

For your own protection as well as ours, it will be a condition of our mortgage that your property is adequately insured for the full re-instatement value (i.e. re-building costs) specified in your mortgage offer. You are free to make your own insurance arrangements, which your solicitor must confirm to us. But, we can offer you the benefit of our special arrangement with Equity Insurance Brokers Limited whereby your first year's premium is discounted by £25 (not available for shared ownership/shared equity). Cover can be for building only, buildings & contents, or contents only for leasehold property owners and will be linked to the House Rebuilding Cost Index prepared by the Royal Institution of Chartered Surveyors.

Other insurance you should consider

Whilst buildings insurance is compulsory under the terms of the mortgage, you are also strongly advised to consider the other types of insurance available to offer you protection according to your needs:

Contents insurance- covers the contents of your home, like your furniture, household equipment, clothing and personal belongings.

We have joined forces with Equity Insurance Brokers to provide you with cheaper home insurance for both buildings and contents.

If you're an existing homeowner, Equity Insurance Brokers will beat your current insurer's invited renewal premium by at least £25*.

If you're a first time buyer and do not currently have home insurance, they'll knock of £25 off their standard premium.

Why not call 0845 603 7921** now for a quotation.

*The offer is subject to the underwriter's terms and conditions, is available through the scheme insurer and is subject to a minimum policy premium of £125 plus insurance Premium Tax. Customers with existing home insurance shall be offered a household quotation at least £25 lower than their current insurer's invited renewal premium on equivalent terms, subject to the customer providing sufficient evidence of the current invited renewal premium. Insurance is arranged and administered by Equity Insurance Brokers Limited, which is authorised and regulated by the Financial Services Authority.

Car Insurance- why not let Equity Insurance Brokers also quote you for motor insurance. With over 70 years of award-winning experience in providing low cost insurance, they will search a panel of leading insurers to find you their best quote.
Call 0845 603 7921** now for a quotation.

Mortgage Payment Protection insurance- is designed to cover the costs of your mortgage payments if you are unable to pay due to illness, accident or involuntary redundancy. Kent Reliance can offer this type of insurance through GE Insurance. On some of our mortgage products it is offered free for the first six months.

Life assurance - is designed to pay off your mortgage in full if you die unexpectedly, so the property can pass to your estate without the burden of a loan to be repaid.

Financial Services Authority- Kent Reliance is authorised and regulated by the Financial Services Authority for general insurance and regulated mortgages. Our FSA register number is 206038, for more information click here.

**Calls to 08451 22 00 33 from BT landlines will cost no more than 5p per minute, the price of calls from other telephone companies may vary. For customer service and training purposes, calls to Kent Reliance may be monitored and/or recorded.